Independent · Free to use · UK‑based

Owed money? Compare the UK’s debt recovery agencies — free.

We line up vetted agencies that take cases like yours — compare fees and terms, then connect in one click.

AI fills the form in from your words — you check every answer. Prefer to answer the questions yourself?

We’re not an agency Every agency vetted Your data stays in the UK
3 agencies matched
rent arrears · £4,200
£
£4,200 recovered
in 4 days · via a vetted agency
Tally the Tabby, the Collect Compare mascot, holding an unpaid invoice
That’s Tally the Tabby, your plain‑English guide — meet her →
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Free for creditors
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UK regions covered
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Businesses matched
0
Statutory interest*
*8% + the Bank of England base rate — the rate for commercial debts falling overdue in the second half of 2026.
How it works

Three steps to the right agency

Compare from anywhere, in about a minute.

STEP 01

Tell us about the debt

Amount, rough location and type — an unpaid invoice, rent arrears or a commercial debt. Takes about 60 seconds.

STEP 02

Compare them blind

See agencies that take work like yours — fees, recovery model, specialisms and track record, side by side. Names stay hidden so you choose on merit.

STEP 03

Connect & recover

Pick an agency — or let us match you automatically — and the name behind the numbers is revealed as we introduce you. They take it from there and keep you posted.

Tally the Tabby comparing agencies at a computer

Built for the person chasing the money

Most creditors have never hired a debt collector before. Tally keeps it plain‑English at every step — how each fee model works, what to expect, and what happens next.

The comparison engine

Compare on merit — names stay hidden until you choose

Every agency is anonymous, so you pick on things like cost, recovery model and track record — not on who spends most on marketing. Choose one and we introduce you instantly.

ExampleA sample case — £4,200 unpaid invoice. Start yours and every agency you see fits your debt.
Blind comparison
Swipe the table to see fees, ratings and Choose →
Agency Recovery model ▲▼ Min debt ▲▼ Experience ▲▼ Regions Rating ▲▼
Agency A
★ Top match
No‑win‑no‑fee£50012+ yrsNationwide 4.9Choose →
Agency B
Commission£2508+ yrsNationwide 4.7Choose →
Agency C
No‑collection‑no‑fee£1,0006+ yrsNorth & Midlands 4.6Choose →
Agency D
Fixed + %£75015+ yrsNationwide 4.6Choose →
Agency E
Commission£3009+ yrsNationwide 4.5Choose →
Agency F
Fixed fee£15020+ yrsNationwide 4.5Choose →
Agency G
No‑win‑no‑fee£2,0009+ yrsSouth & London 4.4Choose →
Agency A ★ Top match No‑win‑no‑fee · Min £500 · ★ 4.9
Choose
Agency B Commission · Min £250 · ★ 4.7
Choose
Agency C No‑collection‑no‑fee · Min £1,000 · ★ 4.6
Choose
Agency D Fixed + % · Min £750 · ★ 4.6
Choose
Agency E Commission · Min £300 · ★ 4.5
Choose
Agency F Fixed fee · Min £150 · ★ 4.5
Choose
Agency G No‑win‑no‑fee · Min £2,000 · ★ 4.4
Choose
🔒 Names revealed only when you choose✓ Every agency vetted by us✓ CCJ‑ready agencies flagged

A sample of how your results will look. Choosing starts your own comparison — a few quick questions so every agency you see genuinely fits your case.

Free tool

Chasing a late invoice? Add what you’re legally owed.

Under UK law you can charge statutory interest plus a fixed compensation fee on overdue commercial invoices. Our calculator works it out and gives you a ready‑to‑send letter.

Tally the Tabby holding a calculator and an invoice

Late Payment Calculator

Enter your invoice amount to see the compensation you can add today.

£
Compensation
£70
Interest / year*
£494
Add to invoice
£4,735
8% + Bank of England base rate £40 / £70 / £100 compensation bands Downloadable PDF letter
Why Collect Compare

Impartial, because we’re not a collector

We make money when an agency pays for the lead you choose to send them — listing is free, so no one buys their way in. Never from you, and never by pushing you to whoever pays most.

Tally the Tabby vetting agencies with a magnifying glass

Vetted — so you don’t need the name

We check credentials, track record and complaints before any agency appears — then keep them anonymous so you compare on merit, not marketing. No agency can buy its way to the top of your list.

£

Free for you

Comparing, matching and the calculator all cost nothing. Agencies pay us, you don’t.

Your data stays in the UK

Details are encrypted and stored on UK servers, shared only with the agency you choose.

Tally the Tabby welcoming agencies
For debt recovery agencies

Get qualified leads in the regions you actually cover.

Creditors come to us ready to act. Set your patch and we’ll only send work that fits — you stay in control of volume and spend.

  • Choose your regions, debt types and minimum debt value
  • Cap leads by day, week or month — pause any time
  • Leads land in your dashboard, inbox and CRM webhook
Join as an agency See how leads work →
Good to know

Questions, answered

Is it really free?
Yes — comparing agencies, being matched and using the late‑payment calculator are all free for creditors. Agencies pay to receive leads, which is how we keep the lights on. You’re never charged and never pushed toward whoever pays most.
Why are agencies anonymous?
So you compare on what matters — things like cost, recovery model and track record — instead of brand or marketing spend. It keeps us impartial: no agency can pay to appear first. When you choose one, we introduce you straight away and they get in touch — usually within a couple of working hours.
How do you vet agencies?
We check credentials, regulatory standing, track record and complaint history before an agency can appear. We only list firms we’d be comfortable using ourselves, and we remove any whose standards slip.
What kinds of debt can I chase?
Unpaid commercial invoices, residential and commercial rent arrears, and most B2B debts — from a single overdue invoice to a large ledger. Tell us the type and we’ll match agencies that specialise in it.
What is the late‑payment calculator?
A free tool that works out the statutory interest (8% above the Bank of England base rate) and fixed compensation (£40, £70 or £100 depending on invoice size) you’re legally entitled to add to an overdue invoice — then generates a ready‑to‑send letter you can attach to your chaser.