Owed money? Compare the UK’s debt recovery agencies - free.
We line up vetted agencies that take cases like yours - compare fees and terms, then connect in one click.
Three steps to the right agency
Compare from anywhere, in about a minute.
Tell us about the debt
Amount, rough location and type - an unpaid invoice, rent arrears or a commercial debt. Takes about 60 seconds.
Compare them blind
See agencies that take work like yours - fees, recovery model, specialisms and track record, side by side. Names stay hidden so you choose on merit.
Connect & recover
Pick an agency - or let us match you automatically - and the name behind the numbers is revealed as we introduce you. They take it from there and keep you posted.
Built for the person chasing the money
Most creditors have never hired a debt collector before. Tally keeps it plain‑English at every step - how each fee model works, what to expect, and what happens next.
Compare on merit - names stay hidden until you choose
Every agency is anonymous, so you pick on things like cost, recovery model and track record - not on who spends most on marketing. Choose one and we introduce you instantly.
| Agency | Recovery model ▲▼ | Min debt ▲▼ | Experience ▲▼ | Regions | Rating ▲▼ | |
|---|---|---|---|---|---|---|
Agency A ★ Top match |
No‑win‑no‑fee | £500 | 12+ yrs | Nationwide | ★4.9 | Choose → |
Agency B |
Commission | £250 | 8+ yrs | Nationwide | ★4.7 | Choose → |
Agency C |
No‑collection‑no‑fee | £1,000 | 6+ yrs | North & Midlands | ★4.6 | Choose → |
Agency D |
Fixed + % | £750 | 15+ yrs | Nationwide | ★4.6 | Choose → |
Agency E |
Commission | £300 | 9+ yrs | Nationwide | ★4.5 | Choose → |
Agency F |
Fixed fee | £150 | 20+ yrs | Nationwide | ★4.5 | Choose → |
Agency G |
No‑win‑no‑fee | £2,000 | 9+ yrs | South & London | ★4.4 | Choose → |
A sample of how your results will look. Choosing starts your own comparison - a few quick questions so every agency you see genuinely fits your case.
Prefer to start from your situation? See comparisons for unpaid invoices, CCJ enforcement and more - by debt type & region.
Chasing a late invoice? Add what you’re legally owed.
Under UK law you can charge statutory interest plus a fixed compensation fee on overdue commercial invoices. Our calculator works it out and gives you a ready‑to‑send letter.
Late Payment Calculator
Enter your invoice amount to see the compensation you can add today.
Impartial, because we’re not a collector
We make money when an agency pays for the lead you choose to send them - listing is free, so no one buys their way in. Never from you, and never by pushing you to whoever pays most.
Vetted - so you don’t need the name
We check credentials, track record and complaints before any agency appears - then keep them anonymous so you compare on merit, not marketing. No agency can buy its way to the top of your list.
Free for you
Comparing, matching and the calculator all cost nothing. Agencies pay us, you don’t.
Your data stays in the UK
Details are encrypted and stored on UK servers, shared only with the agency you choose.
Get qualified leads in the regions you actually cover.
Creditors come to us ready to act. Set your patch and we’ll only send work that fits - you stay in control of volume and spend.
- Choose your regions, debt types and minimum debt value
- Cap leads by day, week or month - pause any time
- Leads land in your dashboard, inbox and CRM webhook
Questions, answered
Is Collect Compare really free?
Why are the agencies anonymous until I choose?
How do you vet debt recovery agencies?
What kinds of debt can I chase?
What is the late‑payment calculator?
Latest from the blog
Plain-English reads on getting paid, kept current with the law.
Debtor company dissolved or insolvent? What creditors can do
Your debtor company is being struck off, is already dissolved, or has gone into liquidation. What a UK creditor can still do, and when to stop spending.
The Commercial Payments Bill: what the late-payment crackdown means for small businesses
The Commercial Payments Bill now before Parliament - the 60-day cap, non-excludable statutory interest, what was dropped, and what to do before it's law.
Bailiff vs debt collector: what’s the difference?
A debt collector has no special legal powers; bailiffs act only after a court judgment. What each can do - and which your unpaid debt actually needs.